Privacy Policy | Terms & Conditions | Refund Policy

Welcome to our website. This website with URL address [ https://www.takeoverlearning.com ] are owned and operated by Sojourner Truth Observational Study Hometel Inc., (STOSH, Inc.). By using these websites and other domains associated with us, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern STOSH Inc.’s relationship with you in connection with this website. Should you not agree with any of these terms and conditions, please do not use our website.

The term ‘Sojourner Truth Observational Study Hometel Inc.’ or ‘us’ or ‘our’ or ‘we’ refers to ‘STOSH, Inc.’, the owner of the websites. The term ‘you’ or ‘your’ refers to the website user.

Your use of this website is subject to the following terms and conditions:

The content of this website is for your general information and use only. It is subject to change without prior notice.

This website uses cookies to monitor browsing preferences. If you allow cookies to be used, the following personal information may be stored by us for use by third parties: name, email address, and phone number.

Neither we nor any third parties provide any warranty or guarantee as to the performance, accuracy, timeliness, completeness, or suitability of the information and materials found or offered on this website for any particular purpose. You hereby acknowledge that such information and materials may contain mistakes, inaccuracies, or errors and we expressly exclude any liability for such to the fullest extent permissible by law.

This website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no liability for the content, privacy policies or practices of any third-party websites or services. By agreeing to these terms and conditions, you further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or allegedly caused by or in connection with use or reliance on any such third-party content, goods or services.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services, or information available through this website meet your specific requirements.

This website contains material that is owned by or licensed to us. This material includes, but is not limited to, the content, design, layout, appearance, look, and graphics of the website. Any reproduction of the website’s material is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced on this website, which is not the property of, or licensed to us, are acknowledged on the website. Unauthorized use of this website may be a criminal offense and/or give rise to a claim for damages.

This website may also, on occasion, include links to other websites which are not controlled by us. These links are provided for your convenience to provide you with further information. You acknowledge that they are used at your own risk. They do not signify that we recommend or endorse the websites. We have no control over the nature, content, and availability of those websites.

Your use of this website and any dispute arising out of your use of it is subject to the laws of Gwinnett County, Georgia, United States.

You may only use the website for lawful purposes and in a manner consistent with the nature and purpose of the website. These terms and conditions do not relate to your use of any product or service described on our website unless otherwise agreed. You must refer to the individual warranty relevant to any particular product or service.

These terms and conditions may be amended from time to time. Your continued use of our website following any such amendments will be deemed to be confirmation that you accept those amendments.

You indemnify us from and against all claims, suits, demands, actions, liabilities, costs, and expenses (including legal costs and expenses on a full indemnity basis) resulting from your use of the website.

In no event will we be liable for any loss, damage, cost, or expense including legal costs and expenses (whether direct or indirect) incurred by you in connection with the use of this website.

Every effort is made to keep the website up and running smoothly. However, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.